The expectant mother expenses are included in the estimated cost that is listed for a situation. In most situations, the amount set aside for the expectant mother’s expenses will vary based on the specific situation and the needs of the expectant mother and child. Not every adoption entity holds an escrow account solely for the expectant mothers’ expenses, however, some do. Full estimated costs would be required to be put into escrow upon matching, however, you will receive the remaining balance after the adoption is finalized along with an itemized receipt to show how expenses were allocated.